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Prime Minister Narendra Modi has launched a new scheme under the objective of Atma Nirbhar Bharat. The Ministry Of Housing And Urban Affairs is launching the Affordable Rental Housing Scheme 2022 for the people who are poor and this will help in the significant improvement of the daily life of migrants and the poor people of India. In this article, today we will share with all of you the details about the new scheme launched by Prime Minister Narendra Modi. This scheme will also be running under the Pradhan Mantri Awas Yojana for the urban population. In this article, you will be learning about all of the details related to the scheme including the eligibility criteria, education criteria, and also the step-by-step procedure to apply for it without getting any problem.
🏠 Affordable Rental Housing Scheme 2022
The Affordable Rental Housing scheme
will help people such as migrants and poor people who are living in the urban
population. Through this scheme, the existing government-funded vacant houses
in the cities will be converted into the Affordable Rental Housing
Scheme under the public-private partnership model or by the public
agencies. This is a centrally sponsored scheme. In this scheme construction and
operation and maintenance of affordable renting houses complexes will be done
which are available on vacant land. As per the concerned authorities, this
scheme will help in creating at least 40 houses with basic infrastructure
facilities. The houses will comprise of single bedroom up to 30 square meters
for double bedroom up to 60 square meters. These houses will have a living
area, kitchen, toilet, bathroom, and bed. This will be fixed by local
authorities and entertainers and they can be operated for a minimum of 25
years.
🏠 Affordable Rental Housing Scheme Deduction Extended Till 2022
An affordable rental housing scheme has
been launched by Prime Minister Narendra Modi to provide houses to migrant
workers. It is an initiative of the Central government to provide houses to
everyone by 2022. To promote affordable rental housing schemes,
the government has made some announcements in the union budget 2021-22. The
government has allowed tax exemption for notified affordable housing for
migrant workers.
- The 1.5 lakh deduction on payment of interest
for affordable rental housing is also extended by one year that is by
2022. In the budget speech, it was also announced to provide tax exemption
for rental housing projects.
- Certain new tax exemptions for the affordable
rental housing projects will also be announced by the government.
- Now migrant workers will be able to get
affordable rental houses. This scheme was launched under the prime
minister’s initiative of housing for all by 2022.
🏠 Implementation Procedure Of Affordable Rental Housing Scheme
The Affordable Housing scheme will be funded
by a fund which is created by the National Housing Bank. This has a balance of
around 10000 crores which will provide financial assistance to the Housing
Finance Companies. These companies will be taking individual housing loans so
that they can provide housing facilities in specific rural and urban areas of
the country. The affordable housing fund is allocated by the Reserve Bank of
India because Affordable Renting Housing scheme is a centrally sponsored scheme launched
by the concerned authorities of the Government of India to help all of the
urban population including the migrants who are finding it really how to get
proper housing facilities in this coronavirus pandemic. Also, this is an
initiative under Atma Nirbhar Bharat.
🏠 Overview Of Affordable Rental Housing Scheme
|
Affordable
Rental Housing Scheme 2022 |
Type Of
Scheme |
Central
Government Scheme |
Announced
By |
Mr.
Narendra Modi |
Start Date
of Apply Online |
Available
Soon |
Beneficiary |
Poor
People Of India |
Official
Website |
🏠 Beneficiaries Under ARHCs Scheme
The beneficiaries of the affordable
renting housing scheme are: -
- EWS or LIG categories
- LIG households are defined as families having an
annual income between Rs. 3,00,001 (Rupees Three Lakh One) up to Rs.
6,00,000
- Urban migrates or poor people living in urban
areas
- The scheme will also include-
- Street vendors
- Rickshaw pullers and other basic service
providers
- It will also include industrial workers and
migraine working in
- Market or trade association
- Educational and health institution
- Hospital
- Hospitality sector
- Long-term tourists visited
- Students
- Or any other vulnerable categories.
🏠 Objective Of Affordable Rental Housing Scheme
The objectives of the scheme are as
follow: -
- Helping the vision of Atma Nirbhar
Bharat Abhiyan created by the Prime
Minister
- Giving affordable rental houses for urban
migrates and poor people
- Achieving the objective of housing for all
- Providing necessary Civic amenities to the poor
people
- Creating a positive environment for all of the
poor people
- Creating leverage of investment
- Helping the workforce
- Creating houses on vacant lands
🏠 Background Of ARHCs Scheme
Jawaharlal Nehru National urban renewal
mission and Rajiv Awas Yojana were launched in the year 2005 and were working
till the year 2014. The aim was to provide pucca houses to the slum dwellers on
an ownership basis. Several people got benefits from the scheme. A total of
13.83 lakh houses were made and around 12.24 lacs houses have been completed to
date. The remaining houses are still not made by the concerned authorities and
around 1.08 lakh houses under the schemes are still vacant. A large portion of
this vacant land is lying unutilized. This scheme of affordable rental houses
has been launched to use these vacant lands available in different types of
areas in the country.
🏠 24 States/Union Territories To Sign Pact
Out of 36 States of India, 24 states
are ready to sign pacts with the Central
Government to implement an affordable rental housing
scheme. The central government is all set to sign the agreements with the
States within a month. The list of these 24 States is as follows: -
- Andhra Pradesh
- Assam
- Bihar
- Gujarat
- Haryana
- Himachal Pradesh
- Karnataka
- Kerala
- Madhya Pradesh
- Meghalaya
- Mizoram
- Nagaland
- Odisha
- Punjab
- Rajasthan
- Sikkim
- Tamil Nadu
- Telangana
- Tripura
- Uttar Pradesh
- Uttarakhand
- Chandigarh
- Daman and Diu
- Puducherry
🏠 Affordable Rental Housing Scheme Process Flow
Model 1
- Inventory of vacant houses
- City wise fixation of affordable rent
- Issuance of RFP
- Proposal submission
- Technical/financial evaluation
- Approval/selection of concessionaire
- SLAC/SLSMC approval
- Site handover to concessionaire
- Commencement of work
Model 2
- Issuance of EOL
- Application submission
- Technical evaluation
- DPR submission
- SLSMC/CSMC approval
- Statutory approvals
- Commencement of work
🏠 Duration Of Affordable Rental Housing Scheme
The duration for the affordable rental
houses scheme is as follows: -
- The projects will be considered and funded till
the Pradhan Mantri Awas Yojana mission last date that is March 2022
- Project which will be approved under the scheme
will continue for the next 18 months so that the funds can be enabled
🏠 Light House Projects Under ARHCs
The following lighthouses project will
also be undertaken under the scheme launched by the concerned authorities: -
- Six Light House Projects (LHP) consisting of
about 1,000 houses each with physical & social infrastructure
facilities are being constructed at six places across the country namely-
- Indore
- Rajkot
- Chennai
- Ranchi
- Agartala
- Lucknow
- These projects will showcase the use of the six
distinct shortlisted innovative technologies for field-level application,
learning, and replication.
- LHPs will demonstrate and deliver ready-to-live
mass housing at an expedited pace as compared to conventional brick and
mortar construction and will be more economical, sustainable, of high
quality, and durable.
- These projects shall serve as Live laboratories
for all stakeholders including R & D leading to the successful
transfer of technologies from the lab to the field.
🏠 Model For Houses Under Affordable Rental Housing Scheme
The houses will accept the following
model presented by the concerned authorities: -
|
Carpet area |
Unit Structure |
Ratio |
Single
bedroom |
Up to 30
square meter |
1 bedroom,
living room, kitchen, bathroom, toilet |
The ratio
may vary as per project requirement |
Dormitory |
Up to 10
square meters |
Separate
bad, side table, shelf, locker, common facilities of kitchen, toilet |
The ratio
may vary as per project requirement |
Double
bedroom |
Up to 60
square meters |
2 bedrooms,
living room, kitchen, bathroom, toilet |
33% of
total dwelling unit is permissible |
🏠 Application Procedure Of Affordable Rental Housing Scheme
- The Private & Public Entities who wish to
register under ARHCs Scheme firstly need to visit the official
website.
- Now at the official website of the ARHCs, you
will get Online
Registration option
in the menu bar of the website.